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Research the financial strength, claims paying ability and
debt rating of your insurance company.
To determine ratings, you can search online for the following:
A.M. Best Co.
Provides ratings of 6000+ insurance companies nationwide.
www.ambest.com
Standard & Poor
Rates financial strength of 4000+ companies (daily updates).
http://www2.standardandpoors.com/portal/site/sp/en
Moody’s
Reports on financial strength, debt ratings, credit opinions of Insurance companies.
http://www.moodys.com/cust/default.asp